Parochial Mind-Set Is Challenging The Vary Existence Of SHGs
Post on 24,September 2019   6:00 AM
By - Miss. Vibha Yadav
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Self help groups (SHGs) are small groups of 10-12 women facing similar types of problems. These women come together in a voluntarily manner with their savings to finance each other or other in their village. These groups can be registered or unregistered. The main aim of SHG is to provide additional livelihood opportunities to the rural masses. These groups have potential to bring poorest in the umbrella of credit system of the country which institutional banks have failed to do. We have several success story of these groups specifically in south India. But these holy initiatives are also not left untouched by traditional parochial mind-set of society in rural area. SHGs are women centric and facing many socio-cultural hurdles in order to utilize their potential completely.
Some of the very basic problems faced by SHGs are the followings-

  • Traditionally Indian society is male dominated and women generally don't have property rights to utilize it as collateral in order to get loans from the banks.
  • In male dominating societies, women are generally considered weak in all respect and women as the owner of any business has little acceptance among the crowds.
  • In our country girls child is not given the equal opportunities as the boy child and similar the case with their education. As a result mostly women in rural areas are illiterate and this is the main reason, they are missing many good business opportunities.
  • Various types of insecurities in their mind hit adversely on their level of confidence as good entrepreneurs.

India is a country of diversity of race, caste, gender and socio-cultural practices and one scheme for all the states is not good solution to address some fundamental problems of society and same is the case for SHGs. Government should encourage the work of these groups so their motivation can increase and work on the mental revolution for gender equality in rural areas also. This can be achieved by awareness campaign on some innovative themes to let people know that women are not secondary citizen of the country but equal to the male counter part. These groups are doing great work in order to uplift people from poverty by using one decent mean as we all know " charity is not the solution of poverty but unleashing the energy and creativity in each human being is the solution to poverty" and they are working on similar lines so we should appreciate their efforts.  

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